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Tag Archives: Truth in Lending Act

‘Ability-to-pay’ proposals for Regulation Z open for comment

The Federal Reserve Board has requested public comment on proposed revisions to Regulation Z that would require lenders to determine a consumer’s ability to repay a mortgage before making a loan.

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TRUTH IN LENDING ACT

At the time of the transactions at issue, the Truth in Lending Act and Regulation Z did not require a credit card issuer to provide change-in-terms notice before increasing the interest rate. See “Court rules cardholder not entitled to advance ...

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