A property management company that collected unpaid assessments on behalf of a homeowners association was not subject to the requirements of the Fair Debt Collections Practices Act, the 11th Circuit has ruled in affirming judgment.

Tagged with: consumer protection debt collection Fair Debt Collections Practices Act

Collection letters suggesting that the debtor would be liable for attorney fees were misleading under federal law, the 7th Circuit has ruled in reversing a summary judgment.

Tagged with: attorney fees debt collection Fair Debt Collections Practices Act

A debt collector could not avail itself of the “bona fide error” defense when sued for violating federal consumer protection law, the 11th Circuit has ruled in reversing a summary judgment.

Tagged with: debt collection Fair Debt Collections Practices Act

A loan servicer’s offer to discuss ways for a home borrower to avoid foreclosure is subject to the requirements of federal debt collection law, the 7th Circuit has ruled in reversing a dismissal.

Tagged with: debt collection Fair Debt Collections Practices Act

A law firm didn’t violate federal debt collection law when it allegedly communicated a “threat to sue” through the debtor’s attorney, a U.S. District Court in Pennsylvania has ruled in granting a dismissal.

Tagged with: debt collection Fair Debt Collections Practices Act

A debt collector violated federal law when it continued to contact a debtor after he said he would discard or return unopened any further correspondence, a U.S. District Court in Florida has ruled in granting summary judgment.

Tagged with: debt collection Fair Debt Collections Practices Act

A lawyer didn’t violate federal debt collection law when, in an effort to collect an unpaid credit card balance, he garnished a bank account that contained Social Security benefits, the 6th Circuit has ruled in reversing a $161,000 judgment.

Tagged with: debt collection Fair Debt Collections Practices Act garnishment

A debt collection letter violated federal consumer protection law by stating that a debtor’s personal information could be collected and shared, the 7th Circuit has ruled in reversing judgment.

Tagged with: Fair Debt Collections Practices Act