Lender that used wrong form didn’t violate TILA 
Published: December 19, 2011
Tags: mortgage, Regulation Z, Truth in Lending Act
A mortgage lender did not violate federal consumer protection law when it failed to use the correct notice form for a mortgage refinancing, the 4th Circuit has ruled in affirming a dismissal.
TILA plaintiff may have extended right to rescind loan
Published: December 8, 2011
Tags: consumer protection, mortgage refinancing, Regulation Z, Truth in Lending Act
A consumer protection plaintiff may have three years to rescind a home loan due to his lender’s alleged failure provide all the required notices in a mortgage refinancing transaction, the 7th Circuit has ruled in reversing a summary judgment.
‘Ability-to-pay’ proposals for Regulation Z open for comment
Published: May 17, 2011
Tags: Dodd-Frank Wall Street Reform and Consumer Protection Act, mortgage loans, mortgages, Reg Z, Regulation Z, TILA, Truth in Lending Act
The Federal Reserve Board has requested public comment on proposed revisions to Regulation Z that would require lenders to determine a consumer’s ability to repay a mortgage before making a loan.
Court rules cardholder not entitled to advance notice
By:
Correy Stephenson
Published: January 24, 2011
Tags: Regulation Z, Truth in Lending Act
At the time of the transactions at issue, the Truth in Lending Act and Regulation Z did not require a credit card issuer to provide change-in-terms notice before increasing the interest rate, the U.S Supreme Court has ruled in an unanimous decision.
Justices consider credit card notice rule
By:
Kimberly Atkins
Published: December 8, 2010
Tags: consumer protection, Regulation Z, Supreme Court
WASHINGTON – The U.S. Supreme Court heard oral arguments in a case that will decide what notice credit card companies must give to consumers about interest rate increases under a now-changed federal regulation.
Credit card solicitation violated TILA
By:
Pat Murphy
Published: July 22, 2010
Tags: Regulation Z, Truth in Lending Act
A direct-mail credit card solicitation violated federal consumer protection law because it misled card users regarding the circumstances under which their interest rates could be raised, the 9th Circuit has ruled in reversing a dismissal.
Court to rule in TILA case
By:
Pat Murphy
Published: June 21, 2010
Tags: class action, consumer protection, Regulation Z, Truth in Lending Act
The U.S. Supreme Court has agreed to decide whether the Truth in Lending Act and Regulation Z require a credit card issuer to provide change-in-terms notice before increasing the interest rate on an account pursuant to a consumer default term in the cardholder agreement.
CONSUMER PROTECTION
By:
Pat Murphy
Published: June 21, 2010
Tags: class action, consumer protection, Regulation Z, Truth in Lending Act
Does Regulation Z require a credit card issuer to provide change-in-terms notice before increasing the interest rate?
See “Court to rule in TILA case.”
Chase Bank USA v. McCoy, No. 09-329. Certiorari granted June 21, 2010. Ruling
» Continue Reading.
‘Additional’ credit card holder can’t sue under TILA
By:
Pat Murphy
Published: May 21, 2010
Tags: Regulation Z, Truth in Lending Act
Federal law did not obligate a credit card company to resolve a dispute with a consumer who received his card through an account holder, the 9th Circuit has ruled in affirming a dismissal.
New Reg Z credit card rule proposed
By:
Kimberly Atkins
Published: March 5, 2010
Tags: credit cards, Regulation Z
WASHINGTON – The Federal Reserve Board has proposed a new rule that would protect credit card customers from unreasonable fees and penalties for late payments, and dissuade card companies from making drastic interest rate hikes.
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