Three more states move to ban employment credit checks 
By:
Sylvia Hsieh
Published: March 15, 2011
Tags: credit screening, employment background checks, Fair Credit Reporting Act
Three more states are following a movement to curb employers’ use of credit checks.
Customer can sue over forged convenience checks 
By:
Pat Murphy
Published: February 10, 2011
Tags: consumer protection, Fair Credit Reporting Act, fraud
A credit card company may have violated federal fair credit reporting law by failing to respond adequately to a customer’s complaint that her boyfriend had forged her convenience checks, a U.S. District Court in Minnesota has ruled in denying summary judgment.
Experian not liable to identity theft victim 
By:
Pat Murphy
Published: February 8, 2011
Tags: consumer protection, Fair Credit Reporting Act, identity theft
A credit reporting agency did not violate federal consumer protection law in responding to a dispute between a victim of identity theft and a creditor, the 10th Circuit has ruled in affirming summary judgment.
Attorney can sue government for credit card violations 
By:
Pat Murphy
Published: November 18, 2010
Tags: consumer protection, Fair Credit Reporting Act, Little Tucker Act, sovereign immunity
A lawyer could sue the federal government for allegedly violating consumer protection law by displaying his credit card information in connection with his use of a district court’s online filing system, the Federal Circuit has ruled in reversing a dismissal.
FTC proposes new consumer credit rules 
By:
Kimberly Atkins
Published: September 3, 2010
Tags: Fair Credit Reporting Act, Federal Trade Commission
WASHINGTON – The Federal Trade Commission has proposed new rules changing the notices credit reporting agencies must provide to consumers, users and furnishers of credit report information under the Fair Credit Reporting Act.
Credit agency liable for misidentification 
By:
Pat Murphy
Published: August 16, 2010
Tags: Fair Credit Reporting Act, PATRIOT Act
A credit reporting agency could be liable under federal consumer protection law for confusing an auto purchaser with someone listed by authorities as a threat to national security, the 3rd Circuit has ruled in affirming a $150,000 judgment.
Fair Credit Act lawsuit must be arbitrated 
By:
Pat Murphy
Published: August 5, 2010
Tags: arbitration, Fair Credit Reporting Act, FCRA
A borrower must arbitrate a claim that his lender violated federal credit reporting law, even though the underlying debt was discharged in his bankruptcy case, the Indiana Court of Appeals has ruled in reversing judgment.
Plaintiff entitled to costs under Fair Credit Act 
By:
Pat Murphy
Published: May 21, 2010
Tags: consumer protection, Fair Credit Reporting Act, taxation
A plaintiff who prevailed in a credit reporting lawsuit could recover costs that are non-taxable under federal law, the 9th Circuit has ruled in reversing judgment.
Government liable for Fair Credit Act violations 
By:
Pat Murphy
Published: February 16, 2010
Tags: Fair Credit Reporting Act, Federal Tort Claims Act, sovereign immunity, Tucker Act
A government lender isn’t immune from a claim for damages based on an inaccurate report of a borrower’s payment history, the 7th Circuit has ruled in affirming a $30,000 award of compensatory damages and attorney fees.
‘Furnisher’ isn’t liable for credit inaccuracies 
By:
Pat Murphy
Published: February 11, 2010
Tags: consumer protection, Fair Credit Reporting Act, Fair Debt Collection Practices Act
A wireless telephone company was not liable as a “furnisher” of information for alleged inaccuracies in a customer’s credit reports, the 1st Circuit has ruled in affirming a summary judgment.
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