Justices to decide if government immune in Fair Credit Act case 
Published: January 17, 2012
Tags: credit cards, Fair Credit Reporting Act, FCRA, sovereign immunity
The U.S. Supreme Court will decide whether the federal government has waived its sovereign immunity with respect to a claim for damages under the Fair Credit Reporting Act.
CONSUMER PROTECTION 
Published: January 17, 2012
Tags: credit cards, Fair Credit Reporting Act, FCRA, sovereign immunity
Has the federal government waived its sovereign immunity with respect to a claim for damages under the Fair Credit Reporting Act?
See “Justices to decide if government immune in Fair Credit Act case”
State credit card claims aren’t preempted 
Published: October 21, 2011
Tags: consumer protection, Fair Credit Reporting Act, preemption
Federal law did not preempt state tort claims against Citibank for taking steps to collect a credit card debt that the company allegedly knew to be due to unauthorized charges, the Montana Supreme Court has ruled in reversing judgment.
Fair Credit Act preempts state claims 
Published: October 5, 2011
Tags: consumer protection, Fair Credit Reporting Act, preemption
Federal consumer protection law completely preempts state claims brought by a borrower who claimed that her bank falsely reported to credit agencies that she was behind on her loan payments, the 7th Circuit has ruled in reversing judgment.
Debt collector liable for double damages 
Published: September 29, 2011
Tags: consumer protection, debt collection, Fair Credit Reporting Act, Fair Debt Collection Practices Act, preemption
A debt collector that sent collection letters concerning obsolete debts to 40,000 individuals could be liable for statutory damages under both federal and state law, the 9th Circuit has ruled in affirming a $225,000 class award.
Fair Credit Act plaintiff can’t sue ‘furnisher’ 
Published: August 1, 2011
Tags: consumer protection, Fair Credit Reporting Act
A consumer could not sue the “furnisher” of allegedly false credit information without first making a complaint to a consumer reporting agency, the 3rd Circuit has ruled in affirming a summary judgment.
Federal law doesn’t preempt patient privacy suit 
Published: June 22, 2011
Tags: consumer protection, Fair Credit Reporting Act
Federal consumer protection law does not preempt a lawsuit alleging that a debt collector violated state law by disclosing confidential patient information to credit reporting agencies, the California Supreme Court has ruled in reversing a dismissal.
Three more states move to ban employment credit checks 
By:
Sylvia Hsieh
Published: March 15, 2011
Tags: credit screening, employment background checks, Fair Credit Reporting Act
Three more states are following a movement to curb employers’ use of credit checks.
Customer can sue over forged convenience checks 
By:
Pat Murphy
Published: February 10, 2011
Tags: consumer protection, Fair Credit Reporting Act, fraud
A credit card company may have violated federal fair credit reporting law by failing to respond adequately to a customer’s complaint that her boyfriend had forged her convenience checks, a U.S. District Court in Minnesota has ruled in denying summary judgment.
Experian not liable to identity theft victim 
By:
Pat Murphy
Published: February 8, 2011
Tags: consumer protection, Fair Credit Reporting Act, identity theft
A credit reporting agency did not violate federal consumer protection law in responding to a dispute between a victim of identity theft and a creditor, the 10th Circuit has ruled in affirming summary judgment.
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